Ch 6 - Credit Bureaus & Collection Practices - FA18

1. Mario and Peach found just the right house. They signed a contract, subject only to being approved for financing. They’re debt free, have good jobs, and have a 20% down payment. When they applied for a 15-year fixed mortgage, they were rejected! The mortgage broker told them that their FICO scores were too low. They were astonished!! When they checked their credit bureau report, they found several glaring inaccuracies. What are the exact steps they need to take with this new information that there are inaccuracies on their credit bureau report? 

**Be VERY SPECIFIC in your advice relating it to Dave's specifics from Chapter 6.

**You must have at least 3 pieces of information from this chapter that connect directly to this case.

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR COUNT!!

**You must have a minimum of 5 complete sentences.

**This blog is due Monday, December 17, 2018 at the BEGINNING OF YOUR CLASS PERIOD.

CH 5 - Consumer Awareness - FA 18

Respond to the following journal questions from Chapter 5 with at least 3 complete sentences per question.


1) Which one of the advertising techniques listed and examined in the "Commercial Viewer" activity has the most impact on you as a consumer? Why? Explain.

2)  Describe one way advertising has played a major role in something you've purchased. Explain.




**This assignment is a minimum of 6 complete sentences.

**This blog is due Monday, December 3,  2018 at the BEGINNING OF YOUR CLASS PERIOD.

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR COUNT!!

Chapter 4 Activity Reflections FA18

Chapter 4 Activity Reflection

Which of the activities explored during Chapter 4 has had the most impact on you?  In other words, which activity surprised you the most or from which activity did you learn the most?

** Choose one of the activities and explain why it impacted you.  How do you feel this particular activity will influence you as you start on your financial journey?

**Please make sure you reply with original thoughts and use complete sentences.

• Rent to Own
• True Cost of Ownership
• Making the Minimum
• Hidden Costs of Credit

**This assignment is a minimum of 5 complete sentences.

**This blog is due Tuesday, November 13, 2018 at the BEGINNING OF YOUR CLASS PERIOD.

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR COUNT!!

CH 3 - WEALTH BUILDING & COLLEGE SAVINGS FALL 2018

CH 3 - WEALTH BUILDING & COLLEGE SAVINGS FALL 2018

**Explain two specific ways in which your knowledge and understanding of saving for retirement has changed due to what you have learned in this chapter. 

**Each specific learning should have a total of 3 complete sentences for a total of 6 complete sentences.


**This blog is due Monday, October 15, 2018

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR COUNT!!

Ch 2 Investment Blog - FALL 2018

(#1) Explain in your own words what the FDIC is and why it is important to you as an individual investor and to the country and our economy.

     >>#1 is a minimum of 3 complete sentences.


(#2) Choose 2 investments from Chapter 2: one that is a good investment and one that is a bad investment (according to Dave).  Explain why each is a good or a bad investment, using learnings and explanations from this chapter.

     >>#2 is a minimum of 3 complete sentences per investment explanation for a total of 6 complete sentences!


TOTAL REQUIRED SENTENCES FOR THIS BLOG = 9 

REMINDER: YOUR POST SHOULD BE YOUR ORIGINAL THOUGHTS!

**This blog is due Monday, September 24, 2018 at the BEGINNING OF YOUR CLASS PERIOD.

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR ARE IMPORTANT!!

PFM Fall 2018 Blog Guidelines & Post #1_FA18

Hi & Welcome to the Personal Financial Math Blog!!

I am inviting you to join the Mrs.R_Personal Financial Math blog.  We will be using it often throughout the year.  I am excited about this class and really like the differences it has from the "normal" math classes. 

The goal of PFM is to have a "game plan" when you enter the real world so that you can manage your finances and ultimately not have a huge amount of debt.

BLOG GUIDELINES:

I. Personal Information

• Although blogs cannot be found via a web search, they are a public place.  They can be viewed by linking through the class website or if they are shared with someone else.  Keep this in mind as you are always leaving your "digital footprint."
• Please do not share personal information like your last name, home address, email address, or details about where you will be at specific times.
• Do not share any personal information about your friends or others.
• To identify yourself when blogging, use your first name and last initial. 

II. Content

• All blog posts must be in complete sentences using standard English grammar rules.
• Check your spelling.  Do not use "text spellings."
• Make sure all posts are school appropriate.
• Make sure your posts are respectful.  Do not be rude or offensive to others or their ideas.  If you are unsure if your post crosses the line of decency, please ask.
• Mrs. Rothmeyer reserves the right to delete any posts that are inappropriate or not related to the assigned topic. 
• If you see anything questionable, please take a screen shot and report it to Mrs. Rothmeyer immediately.
• Don't copy and paste other people's work or ideas.  This includes your classmates' posts prior to your post.  This is called plagiarism and it's illegal.
• If you choose to include a quote or a licensed image, make sure to credit the original source.
• It is always okay to use your own photos.

Grading Rubric for Blogs:

Rating	Characteristics
4	Exceptional. The blog post is focused and coherently integrates examples with explanations or analysis. Connections are made between ideas, new insights are offered and fully developed. The entry reflects in-depth engagement with the topic.
3	Satisfactory. The blog post is reasonably focused, and explanations or analysis are mostly based on examples or other evidence. Fewer connections are made between ideas, and though new insights are offered, they are not fully developed. The post reflects moderate engagement with the topic.
2	Underdeveloped. The blog post is mostly description or summary, without consideration of alternative perspectives, and few connections are made between ideas. The post reflects passing engagement with the topic.
1	Limited. The blog post is unfocused and displays no evidence of student engagement with the topic.
0	No Credit. The blog post is missing. There is no evidence upon which to base an evaluation.

Blog Assign #1:
For your first post, please respond to the following journal question:

1) Name 2 things you learned in Ch 1 about savings that you did not know before we started the chapter.

2)  What is the most important piece of information for you personally from this chapter and why?

**This assignment is a minimum of 5 complete sentences.

**This blog is due Tuesday, September 11,  2018 

**REMEMBER: SPELLING, PUNCTUATION AND GRAMMAR!!!